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About Us

Payment Online Inc. is a Washington based corporation founded in 1997. The company's initial public stock offering took place in 1999.

Payment Online provides affordable and secure credit card processing services for small, medium-sized, large corporations, and the government/public sector.

In August 2000, Payment Online merged with a leading payment processing house (and one of the first companies offering real-time credit card processing on the Internet), Valley Internet Services of California.

Payment Online has clients throughout the world and offers extensive list of services and solutions to facilitate feature-rich, yet affordable, e-commerce functionality.

Our Information Technology Infrastructure
Our Software Products, Services, and Solutions
Solutions
Our People
   

Our technology is compact enough to meet the needs of small businesses without an IT professional or department, yet scalable enough to allow future growth to a large scale ecommerce enterprise with an IT department and a professional team of developers building a comprehensive enterprise-level business management system. However, whether our clients need compact or enterprise-level ecommerce, they only pay for the modules they need and use.

The blend of completely integrated and easy-to-use and manage software and solutions, as well as in-house developed, managed, and supported services, have together made the Payment Online value proposition, simply unbeatable.

 

 
Payment Online's mission is to provide affordable top-quality e-commerce solutions that are sensibly designed, secure, and easy to use and manage.

Our Information Technology Infrastructure

Payment Online has developed and owns its in-house real-time credit card processing engine, fast SSL payment gateway with automated or manual capture settlement, membership & subscription engine, automated recurring billing and management platform, digital delivery (instant download) engine, username/password authentication system, customer and orders database systems, API development platforms, online management systems for merchants, as well as issuing of Digital Certificates for secure connection.

Payment Online is a true single-source provider of e-commerce using its in-house mission-critical application servers, covering:

 
Real-time Credit Card Processing Engine
Payment Gateway Engine for Merchant Account banking connections
Recurring Billing and Management System
Full-featured Shopping Cart Platform
Subscription/Membership System with Username/Password Authentication
Protocol Exchange Servers
Digital Download and Software Key Generation System
Customer Relations and Orders Database System
Transaction Management System
Security Monitoring Systems
Loadbalancing and Network security Systems
Enterprise-wide Backup, Redundency and Recovery Systems
 

Our IT infrastructure is housed in state-of-the art facilities, in Carrier Class data center featuring seismic bracing and multiple redundant H.V.A.C. Systems, fluid smoke and heat detection systems combined with gas fire suppression and pre-action sprinkler systems, armed security, escorted data center access, card key and biometric locks, surveillance cameras, and intrusion sensors throughout.

Within these defenses, lay the multiple tiers of network redundancy, load-balancing technology, and a robust network architecture designed for reliability, security, and redundancy.

 
 
 

Our Software Products, Services, and Solutions

Payment Online 's award winning e-commerce products and services have won many accolades, and in particular, as "the most affordable high-quality e-commerce solutions", starting from only $195 one-time setup fee.

While focused on providing affordable and sensible solutions, we found ourselves being ranked as one of the major Payment Systems Companies in North America (among the likes of American Express) by leading industry experts, such as "Online Commerce Magazine", July 2001; or "Greensheet", Winner of 2002 APEX awards for publication excellence; and others. However, the best accolade for us is a happy client that values our partnership.

The company's products and services are supported, managed, and maintained by the professionals that designed, developed and built the entire infrasturcture, engines, platforms, and the operation.

Our software products, services and solutions can be found from the links below:

 
Payment Online Software Products
Payment Online Services
Payment Online Solutions
 
 

Our Clients

Payment Online has served more than 40,000 customers worldwide with packaged e-commerce solutions, transaction processing, secure real-time credit card processing, payment gateway services, third party processing, storefronts, custom design & development, and community solutions.

Our technical support department and customer care services provide 24/7 support for our customers and our Technical Account Managers are non-commissioned professionals that are the front line of discussing our clients needs and offering sensible solutions based on experience and knowledge.

Payment Online solutions have been implemented by:

 

small businesses and companies (whether new startups or well established) covering retail, wholesales, Business/Marketing service providers, and business-to-business products and service providers;

 

Government Agencies and local and state chapters, public sector educational establishments;

 

professional organizations, such as state bar associations, chamber of commerce, membership associations, and political parties;

 

medium-size corporations in retail, services, and Information Technology (software and hardware);

 

Large corporations covering the following sectors: Automotive and Accessories; Business services & Professional Organizations; Energy services; Financial & Investments services; Healthcare, Drug Prescriptions, and online physicians; and Travel, Tourism and Transportation.
 
 
 

Our People

Payment Online's success has been due to the quality of our great individuals, who are devoted and resourceful with highest levels of technical competence and years of experience in e-commerce and secure real-time credit card processing systems.

Our people are entrepreneurs at heart who understand starting and managing an e-commerce business, online advertising/marketing/promotions, and customer support. Our experience comes from helping our customers (small and large) to succeed online.

The company's Executive Managers are seasoned IT and Services Professionals with years of experience delivering the services that our clients want and need.

Our IT Infrastructure is built and managed by a team of highly qualified professionals with extensive experience in mission-critical applications, such as secure real-time credit card processing with virtual-tunnel secure payment gateways. These individuals constantly monitor, upgrade, and manage all the server farms and perform regular audits to keep the operation running at the highest levels of reliability.

 
You can contact Payment Online professionals at (206) 382-1515 - option "1" or by Email. You can also get an instant quote 24/7 at any time.
 
 
 
 
     
 

Subscription Software | Membership Software | Online Credit Card Processing | Payment Gateway
Shopping Cart Software | Ad Tracking and Affiliate Software | Electronic Delivery & Digital Download
Internet Merchant Accounts | Hosting Solutions | Integrated Security Systems | Complete Ecommerce Solutions
| What Is Different About Payment Online |

 
     
Copyright © 1997-2003. Payment Online, Inc. All rights reserved.